Free Tool

Transfer Partner Map

Which credit card programs transfer to which airlines and hotels — with ratios and tips. Updated June 2026.

Chase Ultimate Rewards

1:1

Airlines

United MileagePlusSingapore KrisFlyerBritish Airways AviosAir France-KLM Flying BlueSouthwest Rapid RewardsIberia PlusEmirates SkywardsAer Lingus AerClubVirgin Atlantic Flying Club

Hotels

World of HyattMarriott BonvoyIHG One Rewards

Tip: Chase → Hyatt is the best transfer in US credit card rewards (1¢ Hyatt point ≈ 1.9¢ value).

Amex Membership Rewards

1:1 (most)

Airlines

Delta SkyMilesAir Canada AeroplanBritish Airways AviosCathay Pacific Asia MilesEmirates SkywardsSingapore KrisFlyerAir France-KLM Flying BlueAvianca LifeMilesIberia PlusFinnair PlusEtihad GuestANA Mileage Club (1:1000)

Hotels

Marriott BonvoyHilton Honors (1:2)

Tip: Amex → ANA (1:1000) for All Nippon First Class is one of the most aspirational redemptions available.

Citi ThankYou Points

1:1 (most)

Airlines

Turkish Miles&SmilesAvianca LifeMilesAir France-KLM Flying BlueSingapore KrisFlyerCathay Pacific Asia MilesQatar Airways Privilege ClubEtihad GuestVirgin Atlantic Flying ClubJetBlue TrueBlueThai Royal Orchid Plus

Hotels

Wyndham Rewards (1:1)

Tip: Citi → Turkish Miles&Smiles unlocks Star Alliance partner awards at fixed award chart rates.

Capital One Miles

1:1 (most)

Airlines

Air Canada AeroplanTurkish Miles&SmilesAir France-KLM Flying BlueBritish Airways AviosSingapore KrisFlyerAvianca LifeMilesFinnair PlusEtihad GuestTAP Air Portugal Miles&Go

Hotels

Wyndham Rewards

Tip: Capital One → Aeroplan gives access to Star Alliance awards via a strong partner network.

HDFC SmartBuy Points

Varies

Airlines

InterMiles (varies)Singapore Airlines KrisFlyer (varies)Air India Flying Returns (varies)

Tip: Redemption is typically best via the SmartBuy portal for flight bookings. Verify transfer ratios at time of transfer — HDFC adjusts these.

Axis Edge Rewards

Varies

Airlines

InterMilesSingapore Airlines KrisFlyerAir India Flying Returns

Tip: Axis Edge Miles (on premium cards) offer better value than standard Edge Rewards. Transfer to Singapore KrisFlyer for best international value.

Transfer ratios and partners verified June 2026. Always confirm current partners and ratios with your card issuer before transferring — changes can occur without notice.